I just got back from 3 weeks in thailand and, as always happens, people back home said to me, “Waaaaaaah how are you so lucky that you get to travel to cool places all the time?”
They usually assume:
A. I’m loaded (I’m not)
B. I’m a full-time nomad (I’m not)
So, honestly, I neither have a lot of money or a lot of free time.
So what’s the secret?
First of all, it’s not luck. Success rarely comes by luck – it usually comes through a deliberately crafted plan. Whether you’re trying to take an international trip once a year, or you’re trying to build a business or build a marriage – there is a carefully crafted process for doing so.
So the truth is that for many of you (If you earn at least $30k), earning money isn’t the problem… it’s what you’re doing with it once you’ve earned it.
The Method I Use to Put Away Thousands a Year to Travel on a Tiny Dayjob Salary
First of all – I have a day job. And I don’t make a lot. I chose to have a more variable free work schedule because I’m investing 20-30 hours a week building a business.
So for those of you that have a “real” salary – $50 or $60k – this will be a cakewalk.
I use Ramit Sethi’s “personal finance automation” tips.
In fact, I highly recommend you buy his book.
Here’s how the process goes:
- You roughly calculate how much you need for rent, bills, spending, traveling, investments, etc.
- You then set up automatic monthly transfers into specific accounts
So even though I’m not earning a lot of money, I have automated the process of sending between $100-$300 a month into a travel savings account.
It requires no thought or effort. I just wake up before my trip and realize I have a few grand saved.
By far, the best way I’ve found to do this is by using CapitalOne’s online banking.
With their accounts you can set up automatic transfers, create new accounts with names (Wedding, bills, etc.), and then pre-program it monthly. It’s effortless.
The 5 Second “Secret” Exercise to Know Whether or Not You’ll Ever Attain Your Dreams
“I hope I get a chance to travel the world… but I don’t have any plans.” like the recent Avicii song goes.
Are you one of those people that has always been saying you want to travel the world so badly? And you’re jealous of how lucky other people are?
Well here’s the exercise: in the past 5 years have you actually done anything? Have you saved money for a trip? Have you put aside $5 a day? Have you started beefing up that savings or travel account?
If you haven’t done that even once… then chances are the next 15 years will look the same. Chances are you’re going to die unhappy and unfulfilled.
You’ll continue to envy others and not travel.
Your life will continue on the exact same trajectory it has always been going.
And, chances are, you’ll be one of the many unfulfilled souls that dies never having lived. That sounds all doom and gloom, but I see it happen every day. I already know which people – by age 25 – are going to die unfulfilled. It’s easy to predict, assuming they don’t change.
But the fix is simple – and in just an afternoon, you can turn yourself into one of those people that is the “envied” because of your exotic, foreign trips every year or epic life. So get started.
P.S. I’m thinking of launching a coaching program for people “feeling lost” in life – We would go through my 5-part blueprint for re-realizing what you really want in life, finding your passion, so you finally know exactly what you want to do, and the next step to take. If this interests you, email me with the subject line: “MILK THE PIGEON COACHING”
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- What the hell to do with your life
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